Construction Loan Specialists
Offering exclusive home loan products and services to MOJO customers, MyChoice Home Loans is an independent, Australian owned and operated mortgage broker, striving to make it easy for our customers to get into their new home.
MyChoice Home Loans are lending experts who specialise in custom designing construction loans and building loans to best suit your needs and your means.
With access to various construction loan products backed by some of the biggest and most respected financial lenders in Australia, each local team of experienced Mortgage Consultants can provide more choice and less hassle, so that you can simply relax and enjoy every special moment of the new home building journey.
Build & Save
Have your interest paid, up to $12,000, while you build your MOJO home*.
*Terms & Conditions apply. MyChoice construction loans only. Eligibility criteria and construction requirements apply. Minimum repayments required. Approved applicants only.
onepay is a fantastic new way we're helping you to get into a brand new home sooner and reduce your costs during construction. Available exclusively to MyChoice Home Loans customer who build one of our motion or one range homes, onepay allows you to make just one initial deposit of 5%, and pay nothing more until your home is complete.* terms and conditions apply.
The MyChoice Home Loans Difference
- One experienced person will look after you throughout your journey
- Use relationships and connections to negotiate better outcomes for you
- Have access to custom designed construction loans just for you
- Have access to in-house loan approvals for your construction loan
- Can settle your construction loan and acquire consent from the lender to build
- Look after you once your loan has settled
- Make the process faster, so you can start building sooner.
For an obligation free chat with a MyChoice Home Loans specialist, call us on:
1300 786 908
Or email email@example.com
Borrowing PowerWith this incredible tool, you can find out how much you can possibly borrow for a new home based on your current salary and existing commitments.
Loan RepaymentsGet an easy way to calculate what your minimum weekly, fortnightly or monthly loan repayment would be on your borrowed amount.
Budget PlannerWhen you’re buying a new home, budgeting is essential to being able to afford your loan payments. This tool asks for your annual income and expenses in order to help you better understand your financial position.
Extra RepaymentsShortening the length of your loan term by making additional repayments over and above your current repayments can provide significant interest savings. Calculate your savings with our extra repayments tool.
Loan ComparisonUnderstand the difference between two current home loans on the market. Make a direct comparison to determine which delivers the best value over the term of the loan.
Lump SumIf you're looking for a way to save significant amounts of money on interest as well as shorten your loan repayment period, use this calculator. Find out how much you can save by making a one-off lump sum repayment on top of your current repayments.
SavingsThinking about your financial future? Set a savings goal. This tool can project how much you can accumulate over time with an initial amount and ongoing contributions.
Enquire about our MyChoice Home Loans service.
Please complete the enquiry form and someone from our team will be in contact within 24 hours to talk to you about your MyChoice Home Loans enquiry.
Alternatively you can call a consultant on 1300 786 908
Are you a First Home Buyer?
MyChoice Home Loans has exclusive access to the First Home Loan Deposit Scheme through Mortgageport who were one of the first lenders appointed by the National Housing Finance and Investment Corporation (NHFIC) to provide these loans.
MyChoice Home Loans Pty Limited Authorised Credit Representative Number 485273 of Mortgageport Management Pty Ltd Australian Credit Licence 386360.
MyChoice Home Loans Pty Limited is 50% owned by the MJH Group and as a result of introducing borrowers, may receive a financial benefit as a result of its ownership in MyChoice Home Loans.